Subhead

This is my journey back from broke. And about staying unbroke, even
on the days I want to splurge. Afterall, no one ever called pickles a necessity!


Wednesday, May 4, 2011

Debt Free but not happy about it

Sometimes, I just get angry.

Angry over the spending of others.  Angry that I am not spending like they are.  Angry, perhaps, over the loss of my innocence.

I want to be able to go out to lunch and not think "Oh my goodness, this is SUCH a waste of money!"

I want to be able to buy a new top and not think about how "I don't really NEED this new top and perhaps this money should have simply gone into savings, because I might need this money five years from now when I need a new vehicle."

I want to stand in the snack aisle of the grocery store and think about what I WANT, and not about what is the best value, what I have a coupon for, or overall what a waste of money all the choices are.

I don't want to waste my time with cutting coupons, reading ads, getting discount emails or shopping around.

When I read an article like this one, about last season's Biggest Loser winner, who had lost his job and was in debt when he joined the show, I wonder how he feels when he's not being interviewed by Dave Ramsey.

Basically, this guy won $250,000, and because he had been a follower of Dave Ramsey was wise enough or prudent enough not to blow it all on frivolous items and then be left in more debt than ever when tax-time rolled around.

So he paid off some debt, eliminated a car payment, and starting meeting with CPA's and financial planners.

All very wise.  All very prudent.   Not at all fun.

He's 28 years old, and he's wondering how best to USE the money to cover his retirement, his children's educations, and all manner of sensible future plans.

Is he angry, ever?   Angry that the scare of job loss and debt robbed him of innocently blowing his 1/4 of one million dollars on.... ohh..... a boat?  Jewelry for his wife? Electronic toys?  A really awesome party?

Or is he just happy that he was prepared enough to keep a level head.

Personally, it makes me a bit depressed.  A reminder that even $250,000 wouldn't be enough to make me spend with abandon.   

3 comments:

  1. Clothes & furniture come & go, but you're smart, funny, & a pretty clever writer.. & that's at least 250,000 times more valuable than a shopping spree.

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  2. I feel the same way. I HATE going out to eat anymore. I feel cheated by the expense in relation to the quality of food. It is no longer a treat to eat out but rather a drain on expenses that I try to avoid though no one else in my family has the same mind set.

    I also wonder what I would do if I won the lottery (I guess you have to play to win...hmmmm). I think I would have a hard time making that SPLURGE purchase too.

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  3. Thanks Sue! :) *blush*

    G ~ I'm lucky at least that even though Mike hasn't been broke he "sees" the waste in a lot of things so we're playing on the same team.

    I have a feeling if I won the lottery the only splurges I wouldn't talk myself out of would be those for other people. .. it would be one heck of a Christmas that year. heh.

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